Film City Road connects several residential pockets of Goregaon East, and many families living along it have held LIC policies for years without looking at them again. Life changes every year, but policies often stay untouched. If you are looking for an LIC Agent on Film City Road who can do a simple yearly check of your policies, I can help.
The review is done by me, S. Kulkarni. Send photos of your policy documents on WhatsApp, and I will prepare a summary before we talk. Meetings, if needed, are at the Shivanand office across the tracks in Goregaon West.
LIC Agent Film City Road: a yearly policy review
A policy review takes less than an hour and can catch problems early. This is what I check:
- Are all premiums paid and is every policy in force?
- Is the nominee correct and still living?
- Are your mobile number, email, address and bank details updated with LIC?
- Is your total life cover still enough for your current income and loans?
- Which policies mature in the next few years, and what paperwork will be needed?
At the end, you get a short summary of all your policies in one place.
Why a yearly check matters
In one year, a family can take a home loan, have a child, change jobs or lose a parent. Each of these can change what insurance you need and who should receive it. A small change done on time, like updating a nominee, can save the family a lot of difficulty later.
LIC insurance advisor for families on Film City Road
Adding cover when needed
If the review shows that your cover is too low, a term plan like Jeevan Amar can close the gap.
Planning for maturities
If a policy is maturing soon, we can prepare the bank and KYC details in advance and discuss what to do with the money.
Children’s plans
If you are planning for a child’s education, we can look at options like Jeevan Tarun.
Pension planning
For those close to retirement, we can talk about annuity plans that suit your needs.
Common problems a review catches
Some of the issues I come across in reviews are simple but serious. A nominee who passed away years ago. A policy that lapsed because the bank mandate stopped after an account was closed. A maturity amount still unclaimed because the address on record was old. Each of these is easy to fix once it is noticed.
How to prepare for the review
Collect your policy documents or at least the policy numbers, the latest premium receipts, and a note of any major life changes in the past year. If you have misplaced a document, bring whatever you have. We can check the rest with LIC.
People from Dindoshi and Yashodham also use this kind of review.
Frequently asked questions
How often should I review my LIC policies?
Once a year is a good habit, and also after any major life change such as marriage, a new child or a home loan.
Do I have to buy a new policy after the review?
No. The review is about checking what you already hold. Buying anything more is entirely your decision.
What if I have policies from different agents?
That is fine. We can review all your LIC policies together, whoever sold them.
Contact S. Kulkarni
S. Kulkarni
LIC Insurance Advisor / Agent
Address:
Shivanand, Swami Vivekanand Road,
Near Samrat Talkies, Goregaon West,
Mumbai, Maharashtra 400104
Mobile / WhatsApp: 9920431205
Call or WhatsApp S. Kulkarni to discuss your LIC insurance requirement.
Visit the main Goregaon LIC agent page for more.
