LIC Agent Film City Goregaon

Film City in Goregaon East, officially Dadasaheb Phalke Chitranagari, is a workplace for a large number of people in film and television production. Crew members, technicians, drivers and support staff often work long hours, travel for outdoor shoots and handle physical work. If you are looking for an LIC Agent near Film City Goregaon who understands these working conditions, I can help you plan.

I am S. Kulkarni, an LIC insurance advisor based in Goregaon West, on Swami Vivekanand Road near Samrat Talkies. Since shoot schedules are unpredictable, we can talk on WhatsApp whenever you have time.

LIC Agent Film City Goregaon: cover for physical and on-set work

Many people in production work do not have fixed employer benefits. If an accident stops you from working, the income may stop too. That is why, along with basic life cover, it is worth understanding riders.

LIC offers riders with many plans, subject to conditions. Two that are relevant here:

• Accidental death and disability benefit rider: pays an additional amount on accidental death, and may provide benefits in case of accidental permanent disability, as per the rider terms
• Accident benefit rider: pays an extra sum on accidental death, as per the rider terms

Riders add a small extra premium. Which riders are available depends on the base plan, your age and the cover amount.

Be open about your work

The proposal form asks about your occupation. Some occupations with physical risk may need more details. Always describe your work accurately. Correct information now avoids problems at claim time.

LIC insurance advisor for film and TV workers

Life cover

A term plan like Jeevan Amar gives strong protection for the family at a relatively low premium.

Savings between projects

When a project pays well, some people like to put part of it into a plan with a maturity benefit, such as Jeevan Umang. We will choose a premium you can keep paying through gaps between projects.

Retirement

Production work rarely comes with a provident fund or gratuity. Setting aside something every year for later life matters, and LIC’s pension plans are one way to do it.

Keeping documents safe

With travel and changing schedules, keep a photo of every policy document on your phone and tell a family member where the originals are.

Planning around irregular work

Since work in production can come in bursts, I usually suggest paying a yearly premium right after a good project, so a quiet period does not put your policy at risk.

People working around Film City Road and in Oshiwara also contact me.

Frequently asked questions

Contact S. Kulkarni

See the main LIC Agent Goregaon page for more.